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Health Insurance Colorado
Move to a higher deductible. If your family has enjoyed good health for a number of years, you may want to switch to a higher deductible of $500 or $1000. You'll notice a significant reduction in premiums. Don't buy policies that exclude pre-existing conditions. If at all possible, avoid policies with any pre-existing conditions. If you can't locate one without any waiting period, at least get one with no more than a six month period. Think twice before purchasing "supplemental medical" insurance. Many supplementary policies are not needed because the items they pay for may already be covered under your existing health insurance plan. Check to make sure that the limits for hospitalization and treatment on your main health policy seem high enough; if they don't, shop for another policy. Enroll in a group plan. Individual health insurance can be extremely costly for self-employed people. By joining some small-business associations, you may have the opportunity to enroll in a group health insurance Colorado plan and save money. One such association is Communicating for Agriculture & The Self-Employed, but there are others, too.
Whether buying a new car, or a used car, or selling a vehicle; first check KBB (Kelley Blue Book), Black Book, Red Book, or the NADA Used Vehicle Guide. For more on your total health, turn from health insurance Colorado to the home page.  Health Insurance Colorado. |
